As you read yesterday, one of my personal finance goals for 2010 is to fully fund a Roth IRA for both myself and my wife. A nice stretch goal would be to also fund our daughters Roth IRA fully, but I don’t expect that will happen. Maybe you’re smiling and saying “Good goals”, [...]

Your personal finances are no different than any other long term activity you take on in your life.  If you want to be successful you need to set measurable goals, act on them and reassess periodically.  As the saying goes; “He who fails to plan, plans to fail”.  As you can see here on 20sMoney [...]

March is here and that means everyone’s favorite time of year is right around the corner – Easter tax time!
Let’s face it, April 15th is either the most loved or most hated day of the year, depending on whether or not you’re getting a refund from the good old IRS. Personally I don’t care [...]

An increasing trend for many subscription based services is to set you up to automatically rebill at set intervals. While this can be a good budgeting tool for necessary recurring bills like utility payments and car payments it can be a huge headache for unnecessary expenses.

Case in point. My wife bought me several [...]